Delhi Lakhpati Bitiya Yojana | Complete Guide : Benefits, Eligibility, Online Apply, Installments & Latest Updates
The Delhi Government has launched a powerful financial support scheme for girl children called the Delhi Lakhpati Bitiya Yojana. This scheme aims to ensure that every girl in Delhi gets proper financial backing for her education—from birth to graduation.
If you’re a parent living in Delhi, this scheme can provide up to ₹1.25 lakh financial assistance for your daughter in a structured and secure way.
In this detailed guide, you’ll learn everything about the scheme including benefits, eligibility, documents, application steps, and official links.
What is Delhi Lakhpati Bitiya Yojana?
The Delhi Lakhpati Bitiya Yojana 2026 is a flagship initiative introduced by the Delhi Government to promote the education and financial security of girl children.
- Launched on: 2 March 2026
- Implemented from: 1 April 2026
- Department: Women & Child Development (WCD), Delhi
- Replaces: Ladli Yojana (2008)
This scheme ensures that the government invests money in the girl child’s name at different educational stages, which grows over time and is paid out at maturity.
Objective of the Scheme
The primary goals of the scheme are:
- Encourage girl child education
- Reduce financial burden on families
- Improve female literacy rate
- Promote higher education among girls
- Ensure long-term financial security
Key Benefits of Lakhpati Bitiya Yojana
| Benefit Type | Details |
| Total Financial Assistance | Up to ₹1,25,000 |
| Investment Mode | Stage-wise deposits |
| Maturity Benefit | Paid after education completion |
| Managed By | SBI Life Insurance |
| Coverage | Birth to Graduation |
✔ Funds are deposited in phases
✔ Safe investment with SBI Life
✔ Encourages continuous education
Stage-Wise Financial Assistance Structure
The scheme provides financial support at different milestones in a girl’s life.
Installment Details Table
| Stage Code | Milestone | Amount | Withdrawal Time |
| B | Birth | ₹11,000 | Age 18/21 |
| O | Class 1 Admission | ₹5,000 | Age 18/21 |
| S | Class 6 Admission | ₹5,000 | Age 18/21 |
| N | Class 9 Admission | ₹5,000 | Age 18/21 |
| T | Class 11 / ITI / Polytechnic | ₹5,000 | Age 18/21 |
| D | Class 12 Admission | ₹5,000 | Age 18/21 |
Higher Education Benefits
| Course Type | Amount | Payment Structure |
| 1-Year Diploma | ₹10,000 | One-time |
| 2-Year Diploma | ₹20,000 | ₹10,000 per year |
| 3-Year Diploma | ₹20,000 | Stage-wise |
| 3-Year Graduation | ₹20,000 | Stage-wise |
| 4-Year Graduation | ₹25,000 | Stage-wise |
Total Benefit Calculation
If a girl completes her education milestones successfully:
👉 She can receive approximately ₹1.25 lakh at maturity.
Eligibility Criteria
To apply for the scheme, the following conditions must be met:
Basic Eligibility
- Girl child must be born in Delhi
- Family must be residing in Delhi for at least 3 years
- Annual family income must be below ₹1,20,000
- Maximum 2 girl children per family
- Must complete all mandatory vaccinations
Education Requirements
- Must study in:
- Government school
- MCD/NDMC school
- Recognised private school
- Must pursue:
- Diploma or graduation from recognised institution
Special Conditions
- Girl must remain unmarried till 18 years
- Existing Ladli Scheme beneficiaries can continue benefits
- Application must be submitted:
- Within 1 year of birth
- Within 90 days of admission at each stage
Maturity Conditions
| Benefit Type | Condition |
| School Level | After Class 12 + Age 18 |
| Diploma/Graduation | After course completion + Age 21 |
Required Documents
Applicants need to upload the following documents:
- Girl Child Birth Certificate
- Aadhaar Card (Girl + Parents)
- 3-Year Residence Proof
- Income Certificate
- Ration Card
- Passport Size Photo
- Mobile Number & Email
- Immunization Certificate
- School Certificate (for private schools)
How to Apply Online (Step-by-Step Guide)
Follow these steps to apply for the scheme:
Step 1: Visit Official Portal
👉 https://delhilakhpatibitiyawcd.sbilife.co.in
Step 2: Register
- Click on “Sign Up for Parents/Guardians”
- Enter mobile number and basic details
Step 3: Login
- Use registered mobile number to log in
Step 4: New Registration
- Click on “New Application”
Step 5: Aadhaar Verification
- Verify Aadhaar details
Step 6: Fill Application Form
- Enter personal & educational details
- Upload documents
Step 7: Submit
- Submit form and receive confirmation via SMS
Important Note:
You must renew the application at each stage to continue receiving benefits.
Important Links
| Purpose | Link |
| Official Portal | https://delhilakhpatibitiyawcd.sbilife.co.in |
| WCD Department | https://wcd.delhi.gov.in |
| Scheme Notification | Available on official portal |
| Registration | Portal homepage |
| Login | Portal dashboard |
Customer Care Details
| Department | Contact |
| WCD Delhi | 011-23380513 |
| WCD Delhi | 011-23070378 |
| wcd@nic.in | |
| SBI Life Helpline | 1800229090 |
Important Guidelines
- Only eligible applicants will receive benefits
- Funds are released in stages only
- Application must be renewed regularly
- False information may lead to rejection
Why This Scheme is Important
The Delhi Lakhpati Bitiya Yojana is more than just financial aid—it is a social reform initiative aimed at:
- Empowering girls
- Reducing gender inequality
- Promoting higher education
- Supporting economically weaker families
Frequently Asked Questions (FAQs)
Q1. What is the total benefit amount?
👉 Up to ₹1.25 lakh depending on education completion.
Q2. Who can apply?
👉 Parents of girl children born in Delhi meeting income criteria.
Q3. Is the scheme available for private school students?
👉 Yes, if the school is recognised.
Q4. Can Ladli scheme beneficiaries apply?
👉 Yes, they can continue under higher education benefits.
Q5. What happens if income exceeds ₹1.2 lakh?
👉 The applicant becomes ineligible.
Q6. When can funds be withdrawn?
👉
- School benefits: After 18 years
- Higher education: After 21 years
Q7. Is Aadhaar mandatory?
👉 Yes, for verification.
Q8. Can more than 2 girls apply from one family?
👉 No, only 2 girl children are eligible.
Final Words
The Delhi Lakhpati Bitiya Yojana 2026 is a well-structured scheme designed to support girls financially at every stage of their education journey.
By investing in girls today, the government is building a stronger and more educated society for tomorrow.
If you are eligible, make sure to apply on time and renew your application at each stage to fully benefit from this scheme.